Summer Crime Prevention

We talk a lot about saving money and earning money for financial freedom, but today I want to address loss prevention, that is, preventing your hard-earned possessions from being stolen. According to our county police department, robbery and home crime goes on the rise in the summertime. There are a number of reasons for this. Families go on vacation, leaving homes unattended, older kids are out of school and may want to cause some mischief in the form of vandalism, people are more relaxed and often leave doors and garages unlocked. You may have a thief watching your home right … Continue reading

Off-Season Savings

Reset your season and save. Shopping against the season for goods and services is one of the best ways to save on practically everything. Why? Because when other people aren’t spending money on certain items or services, companies need to up the incentives to generate interest. One big example of seasonal savings is on travel. You’ll pay a lot less for travel in the off-peak seasons. For example, you can pay up to 80 percent higher for accommodations at Disney World during the Easter or Spring season as you will during the value or off-peak season. This makes sense since … Continue reading

Ways to Stretch Your Vacation Dollar

With spring break travel peaking and the busy summer vacation season right around the corner, now is the time to learn how to stretch your travel dollar.  The following tips don’t require a ton of effort to execute.  What’s more, once you realize how easy it is to save on travel-related expenses, you may be inspired to find a few more frugal ways to keep from going into debt during your family getaway. Timing is key:  Do a little research before you hit the road on a family vacation.  Airfare and hotel rates can jump sky high when traveling during … Continue reading

Cruise Into Savings

If you have always dreamed of setting sail on a floating resort, now is the time to make your plans. National Cruise Vacation Week kicked off yesterday, and to celebrate, two of North America’s largest cruise lines are offering super savings on extravagant getaways. Sound too good to be true? Well, there’ a catch: the promotion ends on October 28th. Still, that gives you nearly seven full days to take advantage of these special sales: Royal Caribbean: The cruise line giant is offering up to $100 in on-board credits to individuals who book a European voyage–including trans-Atlantic sailings–totaling seven nights … Continue reading

Last Minute Summer Fun the Frugal Way

It seemed as though we woke up one day and realized that summer vacation was almost over. My husband finally got some time off, so we planned some vacation time. Of course, we tried to do it as frugally as we could. Here are some of the ways that we saved. We chose local attractions, within two hours drive. This way, we wouldn’t have to spend money on accommodations, which can be a significant cost when you a family of five. Most hotels will not accommodate families of more than four in a regular hotel room, which means you either … Continue reading

Vacation Budgeting

Can you afford to get in one more family trip during the upcoming Labor Day weekend? According to AAA, 33 million Americans will travel 50 miles or more away from home during the holiday weekend, despite the fact gas prices are hovering near the $4 mark. Clearly, budgeting for gas is a huge factor for families looking to hit the road on a final summer fling, but it isn’t the only financial element to consider. Crunching numbers can provide a major reality check when it comes to vacation planning. However, by doing the math before you leave home, you can … Continue reading

Fall Money-Saving Package Deals

Bundling is not only beneficial for your household budget. Package deals are also the way to go if you are looking for an affordable vacation option. Travel deals, which combine accommodations, meals and transportation for a single price, can help you stretch your dollar while on a family getaway. What’s more, during the fall, many properties offer affordable travel packages. Some fabulous fall deals you might consider taking advantage of include: California: San Diego Restaurant Week and the San Diego Film Festival are huge events that take place during the month of September. Fortunately, a surplus of late-summer deals allows … Continue reading

Stretching Your Vacation Dollar

I’m glad we did the bulk of our summer traveling at the beginning of the season because with the price of gas hovering dangerously close to $4 per gallon, the only adventure we can afford now is a campout in the backyard. Exorbitant gas prices are not the only money trap associated with family travel. Hotel room sticker shock is another common problem frugal families face when planning a getaway. Fortunately, there are ways you can stretch your vacation dollar when booking a hotel room: Timing is Key: Hotel rates fluctuate according to availability. For example, if a property is … Continue reading

Saving Money on Souvenirs

Enjoy your summer vacation without spending a lot of money on souvenirs. You don’t have to skip them altogether. Just use the following tips that will allow you to bring home the goodies without going into debt. The Penny Press Most popular locations, including Disney World, have pressed penny machines. For 51 cents, you can use the machine to press a design into a penny. Usually, there are several designs to choose among, and the pressed pennies are fun to collect. You can even purchase a special book to keep them in place, or make one of your own. Local … Continue reading

Sail Into Summer

Summer cruises are extremely popular with travelers looking to spend part of the season on the high seas. In addition to providing an excellent escape from the hustle and bustle of their land-based lives, summer sailings offer families a cost-effective vacation option, as they can bundle all of their expenses into one low price. The key to saving on a cruise is to time your departure just right. For example, you are more likely to score deep discounts if you wait until the end of summer to sail. Many families hit the high seas as soon as school gets out, … Continue reading