Does It Cost More for a Homemade Lunch?

I started out making homemade lunches for my first-born child for financial reasons. It just seemed cheaper that way than to buy lunch from the cafeteria. Years later, all of my kids still pack their lunch bags every day. They actually prefer it because they don’t have to spend time waiting in a cafeteria line or trying to decide on food they might not like. A friend of mine agrees with the preference but not with the cost. She says she winds up spending more money when her kids pack a lunch compared to when they buy it at school. … Continue reading

Make Your Own Snow Cone Syrup

Cut down on the cost and eliminate the high fructose corn syrup when you make your own snow cone syrup. It is easy and inexpensive. What are summer days without a snow cone? This classic summer treat can bring smiles to practically any child. I remember my childhood summers. One of my favorite “toys” was my snoopy snow cone machine. It took a lot of work to get enough shaved ice to make one small snow cone, but it was worth every moment. Because my parents weren’t interested in buying any of the snow cone syrups that were available, I … Continue reading

TakeLessons.com: When You Need the Extra Help

Help has Arrived with TakeLessons TakeLessons simplifies the process of finding a Music Instructor or Academic Tutor who is assuredly who qualified and safe. I like keeping it simple and not having to do my own background check.  I also like that TakeLessons has been in business since 2006 and worked with over 30,000 students nationwide.  They are experts at connecting students and families with the experts in music, art, and academics.      It is expected to get a case of the jitters when hiring someone you do not know to instruct your child.  However, it should be comforting … Continue reading

Are You Too Critical?

How often do you start the day with a morning lecture? My 8-year-old daughter’s answer:  “Too many!” She’s probably right. If she asks for help locating her backpack, I spend five minutes “suggesting” that she hang it in the back hall where she can easily find it. If she complains about taking the same home lunch to school every day I “propose” that she expand her palate because there’s only so much I can do with strawberries, crackers and plain chicken. When she whines about not having enough time to eat a leisurely breakfast before school I “recommend” moving up … Continue reading

Can You Afford Room Service?

If you don’t mind forking over $16 for three strips of bacon, then room service may be a no-brainer for your morning, noon or late-night meals. The saying, “If you have to ask price, you can’t afford it,” takes on new meaning when you are traveling.  After all, we have to eat to survive, but we certainly don’t have to opt for the $20 chicken salad sandwich, plus the 18% gratuity tacked on because we’re too lazy to eat somewhere other than our hotel room. With the economy still in the dumpster, can anyone afford the high cost of hotel … Continue reading

Travel Tip: Don’t Wing It

When it comes to preserving your travel budget, it’s best not to wing it.  Sure, a few impromptu souvenirs or an extra tropical libation may not break the bank.  However, if you are truly interested in stretching your travel dollar, it’s best to plan ahead.  The more money-saving opportunities you take advantage of, the more cash you can stash for a future trip. Before you jet-off on your next vacation, consider the following: Watch where you eat:  As much as you are careful about what you eat while on vacation, if you are following a strict budget, it’s as important … Continue reading

Frugal Food: Make Your Own Chewy Granola Bars

My kids are crazy for those chewy granola bars. They love to take them with their school lunches or to the park when they might need a snack. They are very convenient to have. Unfortunately, the price of chewy granola bars has been rising, all while the amount you get in a package has been shrinking. Combine that cost with the unsavory ingredients in some of them (“natural” versions are even more expensive), it only makes sense to create my own homemade version. I experimented with a number of recipes but wound up settling on one that uses honey as … Continue reading

Travel Deals for LEGO Lovers

My 8-year-old is obsessed with LEGO Friends.  I too am quite fond of the popular plastic building blocks, though I appreciate them far more when they aren’t stabbing the bottom of my feet. Wouldn’t it be great to have a huge area dedicated solely to the construction and demolition of LEGO masterpieces without worrying about having your feet branded?  A place where kids can let their imagination soar while being inspired by gigantic one-of-a-kind LEGO structures? That’s exactly what can happen when you travel to LEGOLAND in Carlsbad, California.  But, now, instead of just touring the enchanted theme park, you … Continue reading

Organize Your Stockpile by Becoming a Shelf Life Expert

I’m always on the look out for good stock up opportunities. When something goes on sale, can be “purchased” for free with coupons, or is on a deep clearance, I instantly calculate how much of that item should come home with me. It is important to know how much, logically, you should stockpile of a particular item or category of items. For example: how many jars of peanut butter should be in your pantry  right now until the next great low price? How many boxes of pasta, packages of toilet paper or bottles of shampoo? it all depends on the … Continue reading

Final Rules About What Health Plans Must Cover

This is exactly what many health insurance companies, and many families, have been waiting to hear. The Obama administration has issued the final rules that define the Essential Health Benefits that must be covered in all health plans, starting in 2014. Here is a quick look at what will be included. The Department of Health and Human Services has announced a final rule that defines what health insurance plans must cover. The rule applies to both individual plans and the small group markets. The purpose is to give consumers a consistent way to compare one health insurance plan with another. … Continue reading